The increase in life expectancy of long-term care patients underlines the need to look to the future, and means that we have to ensure quality of life and a way of financing more years of life. Beyond the emotional difficulties, the costs of caring for a person in need of long-term care are very high (from a few thousand to 20,000 shekels a month or more). In many cases, long-term care patients become a heavy financial burden, sometimes borne by their loving family for many years. Leumit’s long-term health care insurance is additional coverage that ensures nursing care and assistance to an individual and their family in the event that one becomes disabled beyond the limited assistance provided by governmental institutions and other health funds.